An advantageous APR for a credit card is generally regarded as 20% or less.
The specific APR can differ based on factors such as your credit score,
the credit card company's policies, and your financial status.
Some credit cards may offer an introductory 0% APR for a limited period.
As your credit score improves, you may become eligible for credit cards with more favorable APR offers.
A lower APR is typically considered favorable because it results in lower interest charges when using the credit card.
It's important to compare and choose credit cards with the lowest possible APR, especially if you plan to carry a balance or use the card for financing.
Understand that the best APR for you depends on your financial goals and the way you intend to use the credit card