TransUnion vs Equifax Credit Scores: Why the Difference Between Scores?

[{"selector":"#anim-3833b306-2bd8-4412-add1-2649a91bace2 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(20.640813300724535%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-d8e75d34-b946-43b6-ae81-47637f222d56","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-eaea94cd-08cd-40b1-97de-d121ba53b445","keyframes":{"transform":["translate3d(-128.35821%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9b6d282e-ce76-484e-a7d1-b650d5714047","keyframes":{"opacity":[0,1]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] TransUnion और Equifax दोनों क्रेडिट स्कोर और क्रेडिट रिपोर्ट प्रदान करते हैं, एक ही व्यक्ति के लिए उनके द्वारा रिपोर्ट किए गए स्कोरों में अंतर दिख सकता है

[{"selector":"#anim-a89b55bd-cc21-4edf-9942-9e83a00479f5 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-4.320170225733047%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-167a9fc2-07fc-4794-9fd8-df67c5c0f8f3","keyframes":{"opacity":[0,1]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8c549d4d-6579-4057-981c-4e6c03500443","keyframes":{"transform":["translate3d(0px, 160.61357%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] डेटा की विभिन्नता: TransUnion और Equifax के पास आपके क्रेडिट इतिहास के बारे में थोड़ी भिन्न जानकारी हो सकती है

[{"selector":"#anim-3de01a87-9f12-4408-bebd-845ff0eeb464 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-d77ed0fb-e087-4ff2-84e1-07991e953b8b","keyframes":{"opacity":[0,1]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-19a45673-5863-4f06-b752-d08f052a38b3","keyframes":{"transform":["translate3d(0px, 156.88224%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] ऋणदाता और ऋणदेनेवाले आपके भुगतान का इतिहास और अन्य क्रेडिट संबंधित डेटा को एक या दोनों एजेंसियों को रिपोर्ट कर सकते हैं

[{"selector":"#anim-3ad34e98-ec3a-463e-96b5-a679fb7a8f17 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-3be32aa0-b215-4dba-8e37-aaebc1d0404c","keyframes":{"opacity":[0,1]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e6261ef6-e0bd-4fbf-8acd-a733a708a816","keyframes":{"transform":["translate3d(0px, 153.89716%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] स्कोरिंग मॉडल: प्रत्येक क्रेडिट रिपोर्टिंग एजेंसी क्रेडिट स्कोर की गणना के लिए विभिन्न स्कोरिंग मॉडल उपयोग कर सकती है।

[{"selector":"#anim-46474764-f6a7-4d33-a00e-a9a966f3acd9 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-f55b56a0-48db-46fe-820d-ff9f3f1707ff","keyframes":{"opacity":[0,1]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-44909eb9-931b-4813-b344-520662d7898a","keyframes":{"transform":["translate3d(0px, 138.97525%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] सबसे सामान्य क्रेडिट स्कोर मॉडल है FICO (Fair Isaac Corporation) स्कोर, लेकिन FICO स्कोर के विभिन्न संस्करण हो सकते हैं, जैसे FICO Score 8, FICO Score 9, और अधिक

[{"selector":"#anim-b2cb0055-9bea-4f74-b43f-e386691768ee [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-a7826fbc-00ba-404a-a37f-61589e9c3a8a","keyframes":{"opacity":[0,1]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e77a2b3b-94ab-4328-bf3e-1b044edffdfd","keyframes":{"transform":["translate3d(0px, 167.32999%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1500,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] TransUnion और Equifax विभिन्न FICO स्कोर के संस्करण या वांटेजस्कोर जैसे अलग स्कोरिंग मॉडल भी उपयोग कर सकते हैं।

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