Enable this setting the payment will Never be Fail

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Google Introduced New Feature On Google Pay

For Failed  Transaction , Google Launched New Feature In Google Pay

Go to in google pay: 1 open google pay, 2 click on settings, 3 click on manage upi payments.

4 create multiple upi ids on google pay

You need to create multiple upi id other other bank servers like @axisbank @oksbi

If State Bank's server is closed, then you can send money from Axis Bank's server.