You may also have to go to jail or if you request, then you can also be given a few days' time by that defaulter.
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MOST IMPORTANT : Along with the action, your civil will also be greatly reduced, what will happen to him that you will never be able to take a loan in future,
Although the credit score remains in the range of 300 to 900 but the critical score for you should be between 750 to 800,